Milo vs. Excel
You have spent enough hours retyping rent rolls. See how AI-powered underwriting compares to a traditional Excel workflow.
Why teams leave Excel behind
Stop retyping numbers
AI reads rent rolls and T12s automatically, upload the document and the underwriting is already structured when you open the deal, with every figure cited to the page it came from.
Skip the formula hunt
No broken references, no circular formulas, no model that only Jake from 2019 understands. Assumptions are sliders, not hidden cells.
One source of truth
Built-in versioning and a shared workspace replace "Deal_Model_v3_FINAL_v2_REVISED.xlsx" for good.
Side-by-side comparison
| Feature | Milo | Excel |
|---|---|---|
| Data entry | AI extracts automatically | Manual copy / paste from PDFs |
| Verification | Every figure cited to its source page | Rechecking cells by hand |
| Where the work ends | IC-ready analysis and memo drafts | A model that still needs a memo |
| Formula errors | No formulas to break | Common broken & circular refs |
| Scenario analysis | Real-time sliders | Manual cell edits |
| Version control | Built-in history | File naming chaos |
| Validation | Automatic anomaly detection | Manual review required |
| Collaboration | Shared multiplayer workspace | Emailing xlsx attachments |
The real cost of Excel
Your time has value
- Manual extraction and spreading is analyst work, hours of it, on every deal that comes in.
- Milo does that mechanical work in minutes, for a fraction of what an acquisitions analyst costs, without the ramp.
- The analysis arrives cited and IC-ready, so senior time goes to judgment, not data entry.
The opportunity cost
- Hours not spent sourcing new deals.
- Hours not spent building investor relationships.
- Hours not spent negotiating better terms.
- Deals missed because you could not underwrite fast enough.
Before & after: your workflow
With Excel, an afternoon of data entry
- Receive OM / rent roll PDF.
- Open the template and manually enter the unit mix.
- Type in the rent roll line by line.
- Enter T12 operating expenses.
- Check formulas, fix broken references.
- Run scenarios by editing cells.
- Double-check every number by hand.
With Milo, minutes of review
- Upload the rent roll and T12.
- AI extracts and structures the data.
- Review, every figure cited to its source page.
- Adjust assumptions with sliders.
- Run scenarios in real time.
- Export or share the analysis.
Frequently asked questions
For extraction, base-case underwriting, and scenario modeling, yes. Excel still wins for bespoke custom structures, but Milo does the mechanical work (extraction, spreading, reconciliation) in minutes, with every figure cited to its source page for review. Most teams use Milo for the standard workflow and export to Excel only when they truly need a custom build.